Your Path to Homeownership Starts Here

The GSFA Platinum Program is designed to make homeownership possible with zero down payment and generous assistance for qualifying homebuyers. Whether you're a first-time or repeat buyer, you could qualify for up to 5.5% in down payment and closing cost assistance, making your journey to owning a home much easier.

Who Can Qualify?

The program is available to a wide range of buyers, with occupation-based eligibility for certain workers. If you're employed in any of the following roles, you may qualify:

Paramedics

Firefighters

Medical and Healthcare Professionals

EMTs Emergency Medical Technicians

Fire Support Staff

School Administrators and Staff

Teachers

Law Enforcement Officers

Borrower Qualifications

In addition to the occupation requirement, you must meet standard mortgage criteria to qualify for the program

  • Minimum FICO Score: 640

  • Debt-to-Income (DTI): Up to 50% (generous and flexible)

  • Eligible Property Types:

    • Single-family homes

    • Condominiums

    • Townhomes

    • Certain manufactured homes (must meet lender rules)

  • First-Time or Repeat Homebuyers: The program is available for both first-time buyers and repeat buyers, so it’s flexible for your situation.

What You’ll Receive

Up to 5% in Down Payment Assistance (DPA):
The GSFA Platinum Program can offer you up to 5.5% of your first mortgage loan amount, which can be used toward your down payment and/or closing costs. This assistance can make homeownership more attainable, especially if you're facing financial barriers to purchasing a home.

How It Works

The assistance is structured as a combination of:

  1. Deferred Second Mortgage (0% Interest):
    You could receive a second mortgage equal to 3.5% of your first mortgage amount. This second mortgage has no monthly payments and is due only upon sale or refinance of the home.

  2. Additional Gift:
    You could also receive up to 2% in the form of a gift that never needs to be repaid. This makes the program especially attractive for those who may not have much savings available.

Loan Types and Eligibility

The GSFA Platinum Program can be combined with various loan types, offering flexibility and convenience:

  • FHA Loans

  • VA Loans

  • USDA Loans

  • Conventional Loans

Program Features

  • Up to 5.5% in DPA to cover down payment and/or closing costs

  • No mortgage insurance required – save money on your monthly payments

  • Credit challenges? No problem: Minimum FICO score of 640

  • Generous DTI ratio: Up to 50%

  • Available for both new and existing homes: Purchase a single-family home, townhome, or condo

Why It’s Powerful

  • Flexible Eligibility: Available for both first-time and repeat buyers

  • Generous Assistance: Up to 5.5% in DPA to cover down payment and closing costs

  • Low-Interest Second Loan Option: For qualified buyers

  • No Mortgage Insurance: Save even more on your monthly payments

  • Available for Various Loan Types: FHA, VA, USDA, and Conventional

Get Started Today

The GSFA Platinum Program offers you the chance to purchase a home with little-to-no money out of pocket. Don't wait — take advantage of this amazing opportunity to make your dream of homeownership a reality.

Contact us today to find out if you qualify and start your journey toward owning a home!

Email: [email protected]

Phone: (818) 472-6896

Address Office: 9275 Corbin Ave, Northridge California 91324